SMARTStart Checking
Open a SMARTStart Checking Account today as you prepare for a new stage in your life. Learn key concepts of budgeting, earn rewards points with your debit card, transfer money online, and much more.
SMARTStart Checking is the perfect free account for teens and young adults.
Smart Money Offer
Earn up to $250 when you open and use your SMARTStart or SMARTPay Checking Account!
SMARTStart Checking with Visa Debit
Receive a free Weber State Credit Union Visa Debit Card when you open a SMARTStart Checking Account to use everywhere Visa is accepted. Set up direct deposit with your employer and begin experiencing the benefits of a SMARTStart Checking Account.
Features and Benefits:
- Earn rewards with the Golden Rewards Points Plus program
- Opt in to Round Up Rewards to boost your Gold Account savings automatically
- Mobile app
- Bill Pay
- Surcharge-free access at 30,000 ATMs
- No minimum balance requirement
- No monthly/annual service fees
- Unlimited transactions
- Visa cards issued instantly at any branch
Savings
Save for a rainy day with a traditional savings account or a term savings account. Open and maintain a traditional savings account with as little as $5. Open a 12-month term savings account to:
- Earn dividends on funds
- Add money at any time
- No monthly service fees
- NCUA Insurance
Learn More:
Frequently Asked Questions
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What is a SMARTStart Checking account?
SMARTStart Checking is a free checking account designed for teens and young adults to help build smart money habits while earning rewards on everyday spending. -
Does SMARTStart Checking have any monthly fees?
No, SMARTStart Checking has no monthly or annual service fees. -
Is there a minimum balance requirement for SMARTStart Checking?
There is no minimum balance required for a SMARTStart Checking account. -
Can I earn rewards with a SMARTStart Checking account?
Yes. Members can earn rewards through Golden Rewards: Points Plus program on qualifying debit and credit card purchases. -
Does a SMARTStart Checking come with a debit card?
Yes, with a SMARTStart Checking members receive a free Visa debit card that can be used anywhere Visa is accepted.
Disclosures
Eligible for members ages 13+. Members under age 18 will need a parent and/or qualified joint owner on the account.