What is the Smart Money?

Smart Money is a financial wellness program that helps members ages 13-25 build money management skills while earning up to $250.

What are the age requirements to qualify for this promotion?

Members ages 13 to 25 qualify for the Smart Money program.

How many Smart Money Courses do I need to complete?

Members ages 13-17 must complete 10 courses with an 80% pass rate. Members ages 18-25 must complete five courses with an 80% pass rate.

How do I earn the full $250 with Goldenwest Smart Money?

Eligible members can earn up to $250 by opening and using a SMARTStart or SMARTPay checking account with a debit card and e-statements, completing 6 qualifying debit card transactions within 90 days of opening your account, finishing the required Smart Money financial wellness courses, and maintaining an active account in good standing for one year.

Is the Smart Money program free?

The Smart Money program and Financial Wellness Center are available at no cost for eligible members.

What does an active account mean for Smart Money?

For members ages 13-17, and active account requires at least 24 transactions per year. For members ages 18-25, an active account requires at least 60 transactions per year.

What does an account in good standing mean for Smart Money?

Good standing means the account is not negative for more than 30 days, loans are not delinquent over 30 days, there are no charged-off accounts, and the member’s address is up to date.

If I have an existing youth account can I participate in Smart Money?

Existing youth account members may still qualify for rewards by activating the Smart Money promotion.

Weber State Credit Union Smart Money

Members ages 13-25 can earn up to $250 in 4 simple steps!

Open an account today to start earning!

Apply Online

Open at a Branch

Earn $50 when you open a new SMARTStart or SMARTPay checking account with debit card & e-statements¹

Earn $50 after performing 6 debit card transactions within the first 90 days of opening your account²

Earn $100 when you complete the required Weber State Credit Union Smart Money courses within one year of promotion activation³

Earn $50 after one year with an active account that remains in good standing⁴

Weber State Credit Union Smart Money Financial Wellness Center

50+ Smart Money Topics
Over a dozen tools & calculators
Self-directed learning courses
Customizable money "to do" list
Track your spending
Create a budget

Pay For Grades

Pay For Grades Middle, Junior High, and High School students can receive $2 for every A and $1 for every B on their quarterly report card!

Learn More

Frequently Asked Questions

What is the Smart Money?

Smart Money is a financial wellness program that helps members ages 13-25 build money management skills while earning up to $250.
What are the age requirements to qualify for this promotion?

Members ages 13 to 25 qualify for the Smart Money program.
How many Smart Money Courses do I need to complete?

Members ages 13-17 must complete 10 courses with an 80% pass rate. Members ages 18-25 must complete five courses with an 80% pass rate.
How do I earn the full $250 with Goldenwest Smart Money?

Eligible members can earn up to $250 by opening and using a SMARTStart or SMARTPay checking account with a debit card and e-statements, completing 6 qualifying debit card transactions within 90 days of opening your account, finishing the required Smart Money financial wellness courses, and maintaining an active account in good standing for one year.
What is the Weber State Credit Union Smart Money Financial Wellness Center?

The Weber State Credit Union Smart Money Financial Wellness Center is an online financial education platform with self-paced courses, budgeting tools, calculators, spending trackers, and personalized money management resources.
Is the Smart Money program free?

The Smart Money program and Financial Wellness Center are available at no cost for eligible members.
What does an active account mean for Smart Money?

For members ages 13-17, and active account requires at least 24 transactions per year. For members ages 18-25, an active account requires at least 60 transactions per year.
What does an account in good standing mean for Smart Money?

Good standing means the account is not negative for more than 30 days, loans are not delinquent over 30 days, there are no charged-off accounts, and the member’s address is up to date.
If I have an existing youth account can I participate in Smart Money?

Existing youth account members may still qualify for rewards by activating the Smart Money promotion.

Disclosures

The Weber State Credit Union Smart Money Offer is available for ages 13-25. Membership and eligibility required. Members under age 18 will need a parent and/or qualified joint owner on the SMARTStart or SMARTPay account. ¹Member must have both a debit card and e-statements to be eligible. $50 deposit will be made the Saturday after conditions are met. ²Six debit card transactions must be outgoing (no return transactions). Six transactions must be within 90 days of opening the account and/or activating the promotion. $50 deposit will be made the Saturday conditions are met. ³Members ages 13-17 must complete any 10 courses of their choosing with an 80% pass rate to be eligible. Members ages 18-25 must complete any five courses of their choosing with an 80% pass rate to be eligible. Must register with email tied to GWCU account. $100 deposit will be made the Monday after completing the required courses. ⁴Active account criteria is 24 transactions (debit, credit, ACH, or check) per year for ages 13-17, or 60 transactions (debit, credit, ACH, or check) per year for ages 18-25. If the member turns 18 or 26 after activating the promotion, the original transaction and course requirements will not change. Good standing criteria means you are not delinquent on any loan payments over 30 days, not negative over 30 days, have no charged off accounts, and have updated your address. $50 deposit will be made on the Saturday following the one year anniversary. Member NCUA. This offer cannot be combined with any other offers. Offer valid through 12/31/2026.

Coming November 2nd