SMARTPay Checking
Weber State Credit Union's SMARTPay Checking offers a free, no-fee account with great perks like a Visa debit card, mobile banking, debit rewards, and nationwide ATM access—making everyday banking easy and rewarding.
Account Features and Benefits
Truly Free Checking
The best part about our SMARTPay Checking Account is what it doesn't come with–monthly service fees, transaction limits, or minimum deposits.
Debit Rewards
Earn rewards points every time you use your debit card to make purchases with our free debit rewards program. Redeem your rewards points for travel, merchant gift cards, cash back, charitable donations, and much more.
24/7 Access
Manage your account 24/7 with online and mobile banking. You'll have access to manage your account anytime, anywhere with our online banking service on your computer and our free mobile app on your mobile device.
Bill Pay
Bill Pay is free with your Weber State Credit Union SMARTPay Checking Account. Pay your bills, send money to a friend, or transfer money to another bank online or by using our mobile app.
Other Benefits
- Dividend earnings on balances greater than $500
- No minimum balance requirement
- Surcharge-free access at 30,000 ATMs
- Free box of checks upon account opening
- Overdraft protection options
- NCUA insurance
Savings
Save for a rainy day with a traditional savings account or a term deposit account. Open and maintain a traditional savings account with as little as $5. Open a 12-month term deposit account to:
- Earn dividends on funds
- Add money at any time
- No monthly service fees
- NCUA Insurance
Learn More:
Pay For Grades
Pay For Grades Middle, Junior High, and High School students can receive $2 for every A and $1 for every B on their quarterly report card!
Frequently Asked Questions
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What is SMARTPay Checking?
SMARTPay checking is a free checking account with no monthly service fees, debit card rewards, mobile banking, and nationwide ATM access. -
Does SMARTPay Checking earn dividends?
Yes, with SMARTPay Checking, dividend earnings are available on balances greater than $500. -
Who is eligible for a SMARTPay Checking Account?
SMARTPay Checking is available for members ages 13 and older. Members under 18 require a parent or qualified joint ownership on the account. -
Does SMARTPay Checking have monthly fees or minimum balance requirements?
No, SMARTPay Checking has no monthly service fees, minimum balance requirements, or transaction limits. -
Can I earn rewards with SMARTPay Checking?
With a SMARTPay Checking account members earn rewards on qualifying debit card purchases through the Golden Rewards: Points Plus program.
Disclosures