Home Loans & Mortgages

Home Equity Line of Credit Special
Whether you choose to upgrade your home, consolidate debt, or send your kids to college, a Home Equity Line of Credit from Weber State Credit Union can help you convert the equity in your home (up to 85% loan-to-value) into liquid funds to be used however you see fit. In fact, you can get a $20,000 Home Equity loan for as little as $150 per month!

For a limited time, choose your Home Equity option to suit your needs.

Option 1: Get a 2.99% APR for 12 months, then just Prime + 0.5% after (currently 3.75%) and a flat-fee closing of $350*.

Option 2: Get a 3.75% APR (Prime + 0.5%) for life and no closing costs*.



Rates current as of July 29, 2010

	Rate*	APR**	Origination fee
30-year fixed	4.50%	4.638%	1.00%
20-year fixed	4.375%	4.568%	1.00%
15-year fixed	3.875%	4.113%	1.00%

To get the latest rates and costs associated with your mortgage, visit one of our branches or call to speak with a mortgage representative.

To download a Uniform Residential Loan Application, please click here.

First and Second Mortgage Products

* Conventional 30 year
* Conventional 20 year
* Conventional 15 year
* FHA Loans
* VA Loans
* Jumbo 30 year
* Jumbo 15 year
* 7/1 adjustable rate
* 5/1 adjustable rate
* 3/1 adjustable rate
* 10 year balloon
* 7 year balloon
* 5 year balloon
* Interest-only

* Rates subject to change at any time and are not guaranteed. Your rate may vary depending on a variety of factors including, but not limited to: your credit score and history, current mortgage status, and type of loan. If closing costs are waived or reduced at time of closing, there is a two-year pre-payment penalty equal to the dollar value of the closing costs waived. Additional closing costs may apply for Home Equity Loans/ Lines in excess of $100,000. For complete details and a payment or rate quote, please contact a WSCU loan officer at 801-399-9728.

**Assumes loan amount of $175,000 for a home purchase (refinance rates may vary).

For assistance or questions relating to any of the products, accounts or services we offer, please call 399-9728.