Auto Loans
Weber State Credit Union Auto loans are both competitive with low interest rates and no fees, and flexible, with repayment terms up to 6 years.

We offer a variety of financing options for both new and used vehicles, so when you're ready to start shopping for a new vehicle, get pre-qualified online in less than 10 minutes.


Looking for extra savings? Receive a Rewards Rate discount of 0.15% when you enroll in automatic payments.

AutoSmart

For simple, hassle-free vehicle financing, come in to one of our branches or apply online to get pre-qualified before you go shopping for a vehicle. A pre-qualification will give you greater negotiating power when a seller knows you have financing already available.


After you have found the car you want to buy, simply call one of our loan officers with the VIN number and purchase price of the car. We can have a check and paperwork ready in about 15 minutes so you can get on your way.

To get pre-qualified, or if you have more questions, please contact a loan officer
right away.

Dealer Direct Lending
If you would rather skip a visit to the credit union all together, our Dealer Direct lending allows you to get WSCU financing at the dealership. That means you don't need to visit the credit union to see a loan officer for your loan paperwork, though it is still a good idea to come in to one of our branches or apply online to get pre-qualified before you go shopping. A pre-qualification will give you greater negotiating power when the dealer knows you have financing already available.


After you have found the car you want to buy, tell the dealer you want financing from Weber State Credit Union. The dealer will prepare all the necessary loan documentation and paperwork to get your loan from WSCU.The Dealer Direct program is like having one of our loan officers in every car dealership.

To get pre-qualified, or if you have more questions, please contact a loan officer
right away.

GAP Insurance Advantage
GAP insurance is offered on all vehicle types to protect members from a loss when a vehicle is stolen or totaled. Often times, an insurance settlement will be less than the amount of a loan on a vehicle. GAP insurance covers the "gap" between what an insurance company pays in a settlement, and what you owe on your loan.

GAP is for all drivers, whether you finance a new or used vehicle. GAP insurance covers automobiles, motorcycles, boats, travel trailers, motor homes, jet skis, snowmobiles and almost any other vehicles for an average of only $4.00 per month.

GAP coverage goes into effect when you need it most-when your vehicle is stolen and isn't recovered, or is totaled in an accident and can't be repaired. Protect yourself by including GAP insurance when you finance a vehicle with Weber State Credit Union




For assistance or questions relating to any of the products, accounts or services we offer, please call 399-9728.

Quick Rates

Auto Loan 4.75%
RV Loan 6.50%
Personal Loan 11.99%
Visa Platinum 9.75%
30/5 Mortgage 5.00%
See All Rates